Scams Swindles Rip Offs And Cons!
Everybody gets ripped off at one time or another or sadly multiple times. Some lucky poor folks only get ripped-off by a few hundred dollars while sadly some poor folks get ripped-off by hundreds of thousands of dollars. Here are some Scams Swindles Rip Offs And Cons so you can keep your guard up 24/7.
- Auto Repair Scam
- Fortune Teller Scam
- Bank Examiner Scam
- Landlords Are Ripping Off Their Tenants – YOU
- TV Infomercial Scams!
OK, let’s get started.
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Auto Repair Scam: The auto repair scam I’m about to talk to you about is nicknamed the “Road Raider Scam” and this is how it works.
This scam works especially good on the elderly. While travelling on the interstate or even any out of the way rural road, you’ll be alerted by a “Good Samaritan” that there is something wrong with your vehicle. You may stop and he/she will say that there was smoke coming from your car, or some parts fell off your car a ways back, sparks were flying underneath your car or some other lie. This scumbag will then lead you to the ONLY gas station – repair station in the area.
Once you’re at this repair station, one of the attendants will take a look see – and sure enough you got real problems. They’ll tell you you’re gonna pay mega bucks to get it fixed but you can get it fixed at their station for much less. They go into great detail what is wrong and even show you the damage which they doctored.
They’ll go off to get spare parts when it turns out it’s the same exact part which they cleaned-up and painted! They’ll sell back your own car part(s)to you plus the labor. You’re out several hundred to thousands of dollars.
They got you once you get to their station cause once they looked into the bogus problem, they already have your vehicle disabled. So you’re forced into complying with their scam whether you believe them or not.
How do you AVOID this type of scam. Insure your vehicle is maintained prior to your trip. NEVER travel down lonely roads -travel on major high-traffic roads. NEVER travel alone if you can help it. If there are problems, insure you got AAA Club or some other auto club you can call for roadside assistance 24-hours a day Anytime Anywhere. A good auto club will insure your vehicle is taken to a reputable auto repair shop in the local area.
Now as far as your local auto repair shop you still gotta be careful. I went to one shop who stated that the valve gasket on my truck needed to be replaced because there was a slow oil leak. Sure enough there was evidence of oil. I declined the service because I could repair it myself.
You know what I found out – there was nothing wrong with the valve gasket – all the screws that secured the valve cover were all lose! You’d think those “highly qualified” mechanics would have checked the obvious! Do you think they loosened those screws? I don’t know – I can’t prove they did it but I have NEVER returned to that auto repair shop.
You can save a great deal of money by doing simple auto maintenance yourself. Like changing the oil. You can buy the oil and filter for about $6 and do everything yourself versus having one of those oil change places doing it for $25 bucks. And that’s just the beginning.
If you’re in the military or retired military and don’t use the car care auto shops on post\base you’re losing a lot of money by paying somebody else to do it. All those military car care auto shops have qualified mechanics to help you plus all the tools you’ll need. So watch out for auto repair scams and consider saving money doing the simple auto maintenance yourself.
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Fortune Teller Scam: Americans are some of the most gullible people on Earth! Each year millions of Americans get involved with fortune tellers (person to person) or call up those psychics that can supposedly tell you the future or advise you about future events.
First and foremost, NOBODY BUT NOBODY can tell the future! Second just in case you do talk to any fortune teller or psychic, BY LAW THEY ARE SUPPOSED TO TELL THAT WHAT THEY DO IS FOR “ENTERTAINMENT PURPOSES ONLY!”
Each year desperate gullible Americans are scammed out of millions of dollars from fortune teller & psychic scumbags all over the US! They could care less about you, all they want is your money and the more the better!
These are the props that they’ll use (especially fortune tellers): eggs (with hair and brown bread) to simulate a curse, fake holy water, crucifixes, fruits, vegetables, fake money (cut-up newspaper), real money, Holy statutes, candles, altar, tea leaves…
They use all these props and more to give you a religious atmosphere and ALWAYS use the name of God as their guide. They’ll use props to trick you into believing there is a curse on you.
They’ll use props to make money disappear or multiply money to get you to give them more money. They’re experts at slight-of-hand that would make a world class magician proud.
They’re using all these props to WIN YOUR TRUST! Once you trust them, THEY GOT YOU and especially your MONEY.
FAKE fortune tellers and fake phone psychics will talk in generalities and give you vague statements that YOU WILL TURN INTO SPECIFIC STATEMENTS THAT APPLY TO YOU! There readings are pure B.S. and don’t mean crap!
They’ll play on the fact that you have love problems, money problems, work problems… This fits everybody because everybody wants a better relationship with their spouse or friend, everybody wants more money, everybody wants a better job or work environment…
The laws and law enforcement are finally becoming tighter and tighter on these scumbags but it’s up to you to report these con artists to your local authorities. Even though better laws are on the books in isolated states like New York, these scumbags are still stealing millions and millions of dollars from hard-working gullible Americans.
One scumbag out of New York scammed $233,000.00 from one “sucker” and later got $500,000.00 from another “sucker.” And even worse the state of NY will have to pay enormous amounts of money prosecuting the case cause some scumbag lawyer is going to try to blame her crime on something else instead of doing the honorable thing and telling his scumbag client to plead guilty cause she is guilty! Folks I’m trying to keep you from getting ripped-off. STAY AWAY from fake scumbag fortune tellers and fake phone psychics.
Are there any true fortune tellers or psychics? There might be a few in the entire world but they’re not using their “gift” to make money!
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Bank Examiner Scam: This scam works so good cause it compels the victims to get involved cause the victims get to help “law enforcement agents” catch the bad guys. The victims get to play cop, undercover agent, spy, super sleuth… This is how the Bank Examiner Scam works – scams the innocent.
While you’re minding your own business walking towards the bank entrance, a well-dressed person posing as a bank examiner agent will politely stop you and show their fake credentials. They’ll introduce themselves as a bank examiner and state that they are real close to nabbing a bank employee(s) who is passing counterfeit bills. The bank employee passes-off counterfeit bills and reimburses herself/himself with good legal tender.
The bank examiner will tell you that they need you to go inside the bank and withdraw 05, 10, 20… $20 bills so they can be tested and identified as counterfeit. He/she will boldly state that the US Government will immediately reimburse you via electronic money transfer (now they’ll get your account number too) the money back into your account.
He/she may go on to say what a great American you are and that you’re a credit to your community, state and the good ol’ US of A – blah blah blah!!!! They really got you feeling patriotic now!
The bank examiner will state that the entire operation is strictly confidential and all bank employees are suspects – only you know the true details of the operation and you are not to discuss any of it with anybody because of national security or some other B.S.
So you go into the bank and you withdraw $10,000.00. Keeping a poker face while you do all this, you go outside where the bank examiner counts and collects the money. He/she will even give you their full name, badge number, and tell you that the money will be reimbursed and transferred into your account within 30-minutes.
They’ll even talk to somebody on their radio or cellular phone using jazzed-up law enforcement secret code talk, walk-away, drive-away and disappear! Like a dummy you wait 30, 60, 90, 120 minutes for your money to be put into your account and nothing. You have just been scammed by the Bank Examiner Scam and it occurs throughout the US.
Why you should know immediately that this is a scam?
1st: If there is any counterfeiting going on, that is under the jurisdiction of the US Secret Service and local authorities.
Counterfeiting is a serious federal crime. No bank examiner would do such a rogue operation on their own.
2nd: The US Secret Service or any law enforcement agency would NEVER employ and use any ol’ untrained Joe Snuffy off the street like you for this or any type of undercover operation. They have plenty of trained undercover agents to do the same thing.
3rd: If such an operation were under way, you would never have a clue of its execution cause EVERYBODY including YOU are a suspect cause you’re in the area and using the bank facilities!
Believe it or not, the Bank Examiner Scam occurs all over the US all the time and the average take per victim is a just over a whopping $10,000.00 per victim!
Now that you know about the Bank Examiner Scam, if you’re approached you have the option to leave the area for your safety or play along. Remember as many details as you can (descriptions, car, license plate, tattoos, markings, conversation, number of scumbags…).
Once you get inside the security of the bank, ALERT the bank teller that there are 1, 2+ people conducting the Bank Examiner Scam right outside the bank and to alert police immediately. Let qualified police handle it from there.
Don’t be taken in by the bank examiner scam
http://www.volusiasheriff.org/bankexaminer.htm
Bank Examiner’s Scam http://www.ci.windcrest.tx.us/index.aspx?NID=345
Woman victimized by ‘bank examiner’ scam http://www.semissourian.com/story/100799.html
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Landlords Are Ripping Off Their Tenants – YOU: If you ever rented an apartment or you know a renter, those renters may be owed several hundred dollars by your landlord!
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Landlords Owe Their Renters Several Hundred Dollars!
FACT: In January 1999, I went to Small Claims Court against 02 lawyers and I whooped em’ both single-handed! They had at least 50-years of combined experience of practicing law and all I had was the truth and my preparation to win my case! I was an ex-tenant and I wasn’t going to take the landlord’s (retired lawyer) crap and you shouldn’t either!!! Let me briefly give you the whole story. I’ll not name names since these two scumbag lawyers might sue me for slander but it’s not slander – it’s the truth! If you’re a scumbag that preys on people (landlords, lawyers, tele-marketers, so-called friends…) – you’re a SCUMBAG plain and simple!!
Summer of 1998, I moved out of an apartment because I just bought a house. I abided by the lease and gave an “intent to vacate and a 30-day notice” in writing (Registered Letter). I also gave an exact date & time for when the apartment would be ready for inspection!
I cleaned the place and by the lease, I hired a carpet cleaning company to clean the carpet. The day & evening came for apartment inspection but nobody showed-up. 20-30 minutes later I left. I waited and waited for my security deposit – nothing! Two weeks later I sent a registered letter demanding my security deposit and complained that nobody showed-up for the apartment inspection. I waited a week, 02-weeks, 03-weeks… nothing – no reply nothing!
I then decided to take the property management company and the landlord to Small Claims Court. But before I did, I had a hunch that there were laws that protected the rights of tenants! I then spent a whole week going through those law books at the court house library searching for tenant laws that would support my case! Now I felt I had the Illinois Statutes that protected me from these scumbags and supported my case. I then proceeded to file my Small Claims Complaint and paid a local sheriff to issue the general summons to the defendants.
I waited and waited and then out of the blue – almost 03 1/2 months AFTER I FORMALLY VACATED THE APARTMENT the landlord now states that there is damage to the carpet!!!! I get a counter claim stating this and the landlord (retired lawyer) hired another lawyer! 03 1/2 months after I moved-out, now they claim there’s damage to the apartment????
Doesn’t make sense does it? If I truly damaged the carpet worth $1500 why wait almost 03 1/2 months to say anything? And AFTER I filed my small claims complaint! Plus, what lawyer but a scumbag would take this case. A reputable lawyer would have said you got no case! You already violated several Landlord-Tenant Illinois Statutes and WHY did you wait almost 03 1/2 months to claim the damage – and especially AFTER the plaintiff already filed his small claims complaint!
That scumbag lawyer thought he had easy-pickens – a quick $600! Plus, I know the landlord who’s a retired lawyer of at least 30-years of practicing law knows all about these Tenant-Landlord Illinois Statutes yet he still violated them, is violating them today and to this day owes a whole bunch of present and past tenants a lot of money – he knows it but HIS TENANTS DON’T KNOW he owes em’ all a lot of money! Keep reading.
Now you know why I call em’ scumbags, but the best is yet to come – keep reading!!! What a scam!!! I knew what they were up to!! But I was not going to be intimidated by these scumbags or the court system!!
So I immediately got my thoughts together and like a soldier formulated a strategy. I immediately began preparation for my case. I had no idea what these scumbags were going to conjure-up in court so I had to ready for anything.
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I Put Myself Through A Shake N Bake Law School!
–The next day I paid the fees for a jury trial (I felt I had a much better case with a jury instead of a bench trial) and tried to find out when jury trials were going to take place. So for the next 04-months, I sat through three different jury trials and took a lot of notes! I studied the trial process from jury selection to the jury deliberation. I studied how both opposing lawyers presented their case.
I studied their objections, how they direct-examined, cross-examined and re-directed their questions towards their witnesses and opposing witnesses. I studied how the jury reacted, how the judge intervened and settled disputes between both lawyers.
Every spare moment at home I was putting a program together to help guide me through the entire jury trial (from jury selection to jury deliberation). And I spent many many more days in the law library digging up more evidence to support my case!
I even subpoenaed a witness (another tenant) for the plaintiff (me). Well early January 1999 came and I was in the court room ready to go. I was well rehearsed with the jury trial process and very confident I was going to win.
Immediately things didn’t go my way, the jury trial turned into a bench trial because of a technicality. No problem, I was flexible enough to carry-on.
My main case were the Landlord-Tenant Illinois Statutes that supported my claim and my witness.
Now here’s the bulk of those IL Statutes that support tenant’s rights. Did you know:
01) Within 30-days of vacancy, landlord has to give tenant in writing or receipts of why your security deposit is being withheld?
02) Within 45-days of vacancy landlord has to give you in writing or receipts of why security deposit is being withheld or is obligated to refund tenant’s security deposit?
03) If landlord fails to oblige by the above statutes he now owes tenant DOUBLE DAMAGES – DOUBLE your security deposit?
04) Landlord owns so many units close together (contiguous), he owes ALL tenants interest (02 – 03% ???) on your security deposit. Interest is paid each and every year. By IL law the tenant’s security deposit is still property of the tenant and any interest accrued belongs to the tenant! That interest he’s accruing in his bank account doesn’t belong to the landlors – it belongs to the tenant – YOU!
05) Landlord owes tenant court costs, and other fees.
Now I used these Landlord-Tenant Illinois Statutes to win my case! The witness for the plaintiff also helped-out a bit. But through all my “intensive research” there ARE LAWS THAT PROTECT THE TENANT FROM “LANDLORD ABUSE!”
Now get this, the most disgusting thing I heard throughout the trial was the poorly prepared case by the landlord (retired lawyer) and the lawyer he hired! Did you know in some states it’s illegal to have a lawyer represent you in Small Claims Court – because it’s an unfair advantage if only one side is properly represented!!! But in my case, it seemed like both lawyers with about 50-years of combined experience in practicing law prepared for the case on the elevator on the way up to the courtroom!!! A very very poorly presented case and they wanted more than $600 for “reasonable attorney fees”! WHAT A SCAM!!! Plus, another $2,000+ for a new carpet and labor costs!
The bad part is with anybody else – any other poor tenant they would have “legally” but “wrongfully” won their case because most tenants aren’t prepared to present their case, they don’t know Statutes that protect them, they’re intimidated by scumbag landlords and scumbag lawyers and the entire court process!
And you know what, through my research though the Internet, most Landlord-Tenant Statutes parallel each other throughout the United States!
If you’re a tenant or an ex-tenant and you think you were scammed by your landlord, don’t be intimidated, don’t take any crap off them!
NOTE: When I refer to lawyers and landlords as scumbags, if the shoe fits – wear it! I am not calling all lawyers and landlords scumbags! Most are dedicated, hard-working folks – but there’s always that 10%!
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TV Infomercial Scams: Folks I’m gonna tell you about a scam that works on your sense of compassion and a pinch of greed! Like many other regrettable experiences here are more scams you gotta know so it doesn’t happen to you.
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TV Infomercial Scams!
Just because you see those infomercials on TV, doesn’t mean they’ve been screened by that broadcast affiliates – “buyer beware”! In March 99, one TV infomercial done by William J. McCorkle – a real estate, government auction scam was convicted in a Florida court. Many poor customers paid up to $2,500 for their worthless crap. It was reported that over a 05-year period, he and his wife Shontell scammed thousands of customers all across the US for more than 28 MILLION dollars! More on these scum bags & their scam later – keep reading.
Let me start you out by SAVING YOU THOUSANDS AND THOUSANDS OF DOLLARS from scams and the scumbags behind them! Stay away from all that worthless “you can make tens of thousands of dollars a day” crap you see on those Infomercials on TV selling Internet CRAP. Yep, that’s what it all is – it’s pure CRAP. And I’m naming names too!
Several years ago, I saw this Infomercial about promoting businesses using the Internet. As a matter of fact, I must have seen that Infomercial several times and even recorded it and replayed the recording a few times before I made my reservation for their seminar. The seminar was hosted by the famous and super-rich corporation of Guthy Renker. Hey, Guthy-Renker, it’s got to be legit – right??! So I went to that seminar and listened to all their hooplah about how I can make piles of money using the internet.
Well I bought into their idea, after they fed my hungry tummy. Yes, we all sat down to a nice meal. All of their plan. They feed you, now deep down inside you feel you owe them. Anyway, I spent around $2,000.00 bucks. The $2,000.00 got my web page that they built in their “Mall.” Their Mall was supposed to attract all kinds of folks to my business. You know what happened in terms of money? Nuthin’, nada, rein, zilch,… Their Mall crap attracted NOTHING – NOTHING! So I knew my $2,000.00 dollars was ill spent. Their “Mall” wasn’t a business magnet as they BRAGGED ABOUT in their seminar.
So I called Guthy-Renker Internet and complained. You know what they sent me? A list of “hits”, a number of people that clicked on to my site. I’m telling you “hits” don’t mean crap. Hits don’t put food on the table, hits don’t pay the bills. Hits don’t mean crap.
Well I complained some more. I demanded a FULL REFUND! I thought no problem cause Guthy-Renker is a mega-rich company. HRRrrrrrr – wrong. I sent everything back and they denied my refund. I complained some more – nothing. I then went to my bank at Fort Bragg, NC.
Those ladies really tried to help me, but Guthy-Renker told them NO too. I then called Guthy-Renker Internet again and complained some more. They again said no refund. The lady then asked me where she should mail my Guthy-Renker Internet materials that I returned. I told her “You keep it. I don’t want that worthless crap” and I angrily hung up the phone losing my $2,000.00 forever.
Since then, I SWORE “I will NEVER buy anything from Guthy-Renker again and I NEVER will and to this day, I haven’t bought any of their crap.” You know those Dean Martin Roast videos they advertise on those Infomercials? Did you know you can get all or most of those videos for FREE? How? Just go to your local librarian and have them do an inter-library search & loan. That’s what I did and got about a dozen of the original Dean Martin Roast series – FREE.
That’s my way of getting back at a super-rich company that wouldn’t give-up a lousy $2,000.00 to a disgruntled customer. Now you know the truth. If you want to read about Guthy-Renker Internet and their worthless Internet promotion crap, just go on the Internet and type-in “guthy-renker scam” on any search engine.
You’ll find that they’re being investigated by the Feds. I hope the Feds hose em’ and fine em’ MILLIONS & MILLIONS of dollars. But the story doesn’t stop there.
Just when I thought I learned my expensive lesson about being SCAMMED over internet marketing programs, there came StoresOnline Inc. (once called Galaxy Mall) into Saint Louis, Missouri. Summer of 2003, I viewed their Infomercial on TV about promoting small businesses using the Internet.
StoresOnline had a different twist to their scam, but I went with full apprehension. The initial short seminar was a set-up for the bigger seminar. For $20 you were invited to a meal and the main seminar that lasted several hours. The meal was great but the seminar and their program proved to be absolutely worthless. Now from my Guthy-Renker experience, I was very skeptical about this seminar.
But what turned me around was that I talked to 03 of their associates that seemed to be helpful and sincere. And I specifically told all 03 associates that Guthy-Renker ripped me off years before. I wanted to be assured their Internet marketing program worked. All 03 of those associates and the owner – Poleman, should all be sent to prison.
I layed down about $1,000.00. I read their materials and invested more money into Overture. Overture advertises your web site. I tried Overture and guess what – nothing.
Anyway, I put in a CD that came with the program so to build a website that would be advertised on their main website. The CD never worked and as it turned out Overture was worthless too. So far, the CD didn’t work, Overture was worthless, and their materials didn’t teach me a damn thing.
A couple weeks later, I received a call from a company called PMI (____________). They’re in cahoots with Stores Online. I talked to somebody named Scott. One of the 1st things out of his mouth was “Do you have a credit card?” Right then and there I knew I was scammed again with no way of retrieving my money.
One of my subscribers advised me to go to the internet. He stated he found plenty of disgruntled customers complaining about Stores Online. And that’s what I did, I went to a search engine and typed-in “Stores Online scam.” I found folks across the United States and abroad in other countries complaining about Stores Online. I knew, again I lost un-recoverable money to those low-life scumbags. And that’s what they are, scumbags selling their worthless scams. As I stated before, they should all be sent to prison.
So far, you read about Guthy-Renker Internet and Stores Online and their worthless internet marketing crap. Sure they’ll show you a few folks (probably set up from the get go) that made a lot of money, but what’s that percentage over the total number of people that have bought their crap that really made a lot of money?
.5% – 1%??? Sometimes their testimonials are “Set-up.” Like one big money-maker is actually the daughter of Poleman, owner of Stores Online.
How can these people steal money from good people and do it over and over again, knowing their products are worthless crap? How? In this business of mail-order, I’ve ran into some low-life scumbags also involved in mail-order that deserve immediate prison time and some require immediate psychiatric attention.
I beg you to really look into any mail-order offer for its legitimacy. I hope I (IRISAP) set the standards for ANY mail-order product and I back my products up with a 01-Year Money-Back Guarantee. OK, let’s carry-on.
And I’m not done yet. In this Introduction, I’m trying to keep you from getting ripped-off and spending your hard-earned money on worthless marketing crap via the Internet and through mail-order. A couple more companies that offer Internet Programs that aren’t worth pigeon droppings are:
- Internet In A Box (remember this Infomercial? Its hosted by the actor on the comedy Tool Time. This company has gotten piles of complaints.
- Online Advertising Pro. This company promotes businesses using those aggravating pop-up banners. They won’t tell you that they have a “No Refund Policy.” They have this policy because their advertising is worthless. Stay away from ALL advertising companies on the Internet. You’re better off doing your own advertising (keep reading).
- Mazu Publishing. I bought their Internet marketing crap and that’s what it is – crap. I e-mailed and wrote them for a refund. You know what happened? Nothing. After further investigation, to get a refund you know what you have to do? You have to take a test to prove you covered all their materials. I did go through their material and didn’t learn a dang thing – like I said it was all worthless crap. Another scam to their crap is once I bought their crap, I immediately started getting calls from some idiot trying to get me involved with that worthless & illegal multi-level marketing (MLM) crap.
I apologize for all the cussin’, I’m just trying to make my point and URGE you to stay away from ALL Internet marketing crap you see on those TV Infomercials, ALL that Internet marketing crap and ALL mail-order marketing crap. I’m telling you, you don’t need any of their crap when you can do your own advertising.
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